More Money Than Sense

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Commercial Property

Commercial 101: The Cap Rate (Your Most Important Rule)

If you buy a house, the value is based on what the neighbor's house sold for. In commercial property (and multi-block residential), the value is based on Math.

The Cap Rate is the "multiplier" that turns an income stream into a capital value. It is the first filter you must apply to any deal. If the Cap Rate is wrong, the price is wrong.

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Welcome to the 1%

Welcome to the 1%

If you’re here, you’re likely tired of the "safe" property advice that keeps you small. This page is your roadmap to unlearning the rules of the 99% and mastering the technical mechanics of professional property trading. 📍 Phase 1: The Foundation (Free Knowledge) Before you look at

Profiting from the Consent (Without Ever Building)

Profiting from the Consent (Without Ever Building)

In the property world, value is often hidden in what a piece of land could be, rather than what it currently is. This is the art of Selling the Consent. It’s a high-level strategy that sits under the "No Money Down" umbrella, but with a major caveat:

The Power of the Nominee: How to Hand Off a Deal

The Power of the Nominee: How to Hand Off a Deal

In the New Zealand property market, you’ll often see the words "and/or nominee" on the front page of a Sale and Purchase Agreement. Most people leave it there because their lawyer told them to. A professional trader leaves it there because it is an exit ramp.