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The MMTS Team

The MMTS Team

Forget Everything You Think You Know About Property

Forget Everything You Think You Know About Property

Most people approach property with a rulebook written by someone who has only ever bought their own home. They think the "Property Game" is a linear path of saving a deposit, getting a mortgage, and waiting thirty years. The truth? That’s not the only game in town.

The Retirement Trap: Is Your Property Portfolio Actually a Job?

The Retirement Trap: Is Your Property Portfolio Actually a Job?

Most New Zealanders have been taught one single path to wealth: Buy a property, pay it off, and never sell it. But there is a silent crisis among "successful" property investors. They reach their 60s and 70s owning millions of dollars in real estate, yet they are living

The 5 Pillars: The Hidden Architecture of Every Property Deal

The 5 Pillars: The Hidden Architecture of Every Property Deal

In the world of property, strategies change like the weather. One year it’s BRRRR, the next it’s short-term rentals or commercial conversions. But underneath the trends, the "physics" of property remains constant. Whether you are a first-time buyer or a seasoned developer, every transaction is supported

The Commercial Hunt: Sourcing Off-Market Assets

The Commercial Hunt: Sourcing Off-Market Assets

The Residential Sourcing Engine: Hunting for Motivation

The Residential Sourcing Engine: Hunting for Motivation

In residential property, your "Buy Price" is determined by the seller's life circumstances more than the building's physical state. While commercial deals are professional-to-professional, residential deals are human-to-human. If you only look at listed properties, you are competing with every other Kiwi on their

Commercial 101: The Cap Rate (Your Most Important Rule)

Commercial 101: The Cap Rate (Your Most Important Rule)

If you buy a house, the value is based on what the neighbor's house sold for. In commercial property (and multi-block residential), the value is based on Math. The Cap Rate is the "multiplier" that turns an income stream into a capital value. It is the

The Commercial Death-Trap: 7 Mistakes That Wipe Out Investors

The Commercial Death-Trap: 7 Mistakes That Wipe Out Investors