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The MMTS Team

The MMTS Team

The Truth About "No Money Down" Property Investing

The Truth About "No Money Down" Property Investing

The phrase "No Money Down" is the most abused term in property. To the amateur, it sounds like a late-night infomercial scam. To the bank, it sounds like a red flag. But to the professional trader, "No Money Down" is simply a technical description of leverage

Forget Everything You Think You Know About Property

Forget Everything You Think You Know About Property

Most people approach property with a rulebook written by someone who has only ever bought their own home. They think the "Property Game" is a linear path of saving a deposit, getting a mortgage, and waiting thirty years. The truth? That’s not the only game in town.

The Retirement Trap: Is Your Property Portfolio Actually a Job?

The Retirement Trap: Is Your Property Portfolio Actually a Job?

Most New Zealanders have been taught one single path to wealth: Buy a property, pay it off, and never sell it. But there is a silent crisis among "successful" property investors. They reach their 60s and 70s owning millions of dollars in real estate, yet they are living

The 5 Pillars: The Hidden Architecture of Every Property Deal

The 5 Pillars: The Hidden Architecture of Every Property Deal

In the world of property, strategies change like the weather. One year it’s BRRRR, the next it’s short-term rentals or commercial conversions. But underneath the trends, the "physics" of property remains constant. Whether you are a first-time buyer or a seasoned developer, every transaction is supported

The Commercial Hunt: Sourcing Off-Market Assets

The Commercial Hunt: Sourcing Off-Market Assets

In commercial property, the best deals never hit Trade Me or Realestate.co.nz. If a "7.5% Cap Rate" warehouse is publicly listed, every institutional fund and high-net-worth investor in NZ is already looking at it. To win, you need to find the deal while it’s

The Residential Sourcing Engine: Hunting for Motivation

The Residential Sourcing Engine: Hunting for Motivation

In residential property, your "Buy Price" is determined by the seller's life circumstances more than the building's physical state. While commercial deals are professional-to-professional, residential deals are human-to-human. If you only look at listed properties, you are competing with every other Kiwi on their

Commercial 101: The Cap Rate (Your Most Important Rule)

Commercial 101: The Cap Rate (Your Most Important Rule)

If you buy a house, the value is based on what the neighbor's house sold for. In commercial property (and multi-block residential), the value is based on Math. The Cap Rate is the "multiplier" that turns an income stream into a capital value. It is the